India is an underpenetrated ATM market with only 98 ATMs for every 10 lakh of population. ATM density in China is 211; in the UK, it is 530; and in the USA, it is 1,390. White-label ATMs account for nearly 50% of ATMs in the US and 70% in Canada. Within India, Chandigarh has the highest ATM density with 400 machines for every 10 lakh people, while the density is 180 in Tamil Nadu, 141 in Maharashtra and 71 in West Bengal. Maharashtra, with 15,000 ATMs, has the highest number of ATMs; West Bengal ranks eighth with 6,500 ATMs.